fix(subscriptions): card and never-paid wait for the payments instead of guessing while they load

src/routes/subscriptions/+page.svelte

@@ -491,7 +491,9 @@
                   {@const ends = bill.end_date?.slice(0, 10)}
                   {@const last = lastOf(item)}
                   {@const who = payer(item)}
-                  {@const stale = staleSince(bill, last, day)}
+                  {@const stale = paid.isSuccess
+                    ? staleSince(bill, last, day)
+                    : null}
                   {@const extra = found.get(item.id) ?? []}
                   {@const armedHere = arm.key?.endsWith(`:${item.id}`)}
                   <tr
@@ -567,7 +569,7 @@
                           billIds={manualCards.picking.ids}
                           cards={cardList}
                         />
-                      {:else if bill.active}
+                      {:else if bill.active && paid.isSuccess}
                         {#if who.card}
                           <span class="text-cladd-fg-soft"
                             >{who.card.name}</span