diff --git a/src/lib/inset.ts b/src/lib/inset.ts
new file mode 100644
index 0000000..ba53737
--- /dev/null
+++ b/src/lib/inset.ts
@@ -0,0 +1,54 @@
+/**
+ * How much of the view's bottom is covered by something the operator cannot
+ * move: Obsidian's desktop status bar, a phone's navbar (which paints over a
+ * leaf instead of shortening it), and the software keyboard, which shrinks the
+ * visual viewport while the layout keeps its full height.
+ *
+ * Pure on purpose - the view feeds it live rectangles, the tests feed it the
+ * numbers a phone actually reports.
+ */
+
+export interface Rect {
+  bottom: number;
+  height: number;
+  left: number;
+  right: number;
+  top: number;
+}
+
+export interface Visible {
+  /** `visualViewport.height`: what is left once the keyboard is up. */
+  height: number;
+  /** `visualViewport.offsetTop`: where the visible area starts. */
+  offsetTop: number;
+}
+
+/** Bars that float over a leaf rather than making room for it. */
+export const BOTTOM_BARS = [
+  ".status-bar",
+  ".mobile-navbar",
+  ".mobile-toolbar",
+] as const;
+
+export function insetFor(
+  leaf: Rect,
+  bars: Rect[],
+  visible: Visible | null,
+): number {
+  if (leaf.height <= 0) return 0;
+
+  let overlap = 0;
+  for (const bar of bars) {
+    // A bar that does not sit over this leaf horizontally covers nothing of
+    // it - the desktop status bar beside a left-hand sidedock, say.
+    if (bar.height > 0 && bar.left < leaf.right && bar.right > leaf.left) {
+      overlap = Math.max(overlap, leaf.bottom - bar.top);
+    }
+  }
+  if (visible) {
+    // While the keyboard is up the navbar is behind it: the deeper of the two
+    // is the inset, and summing them would push the view twice as far.
+    overlap = Math.max(overlap, leaf.bottom - (visible.offsetTop + visible.height));
+  }
+  return Math.max(0, Math.round(overlap));
+}
diff --git a/src/lib/place.ts b/src/lib/place.ts
index 26450f4..14274b1 100644
--- a/src/lib/place.ts
+++ b/src/lib/place.ts
@@ -24,13 +24,35 @@ export interface Viewport {
 /**
  * What is actually visible, which on a phone is not the window: the software
  * keyboard shrinks the visual viewport and leaves `innerHeight` alone, so a
- * panel placed against the window lands behind the keys.
+ * panel placed against the window lands behind the keys. The navbar is not in
+ * the viewport at all - it floats over it - so it is subtracted by hand.
  */
 export function viewport(win: Window = window): Viewport {
   const vv = win.visualViewport;
-  return vv
+  const base: Viewport = vv
     ? { width: vv.width, height: vv.height, top: vv.offsetTop, left: vv.offsetLeft }
     : { width: win.innerWidth, height: win.innerHeight };
+  return { ...base, height: base.height - floating(win, base) };
+}
+
+/**
+ * How much of the bottom of `view` a floating bar covers. Obsidian's phone
+ * navbar paints over every leaf, so a panel that ends under it cannot be
+ * reached even though it is inside the viewport.
+ */
+function floating(win: Window, view: Viewport): number {
+  const doc = win.document;
+  const bottom = (view.top ?? 0) + view.height;
+  let covered = 0;
+  for (const selector of [".mobile-navbar", ".mobile-toolbar", ".status-bar"]) {
+    const node = doc.querySelector(selector) as HTMLElement | null;
+    if (!node || node.offsetParent === null) continue;
+    const box = node.getBoundingClientRect();
+    if (box.height > 0 && box.top < bottom) {
+      covered = Math.max(covered, bottom - box.top);
+    }
+  }
+  return Math.min(covered, Math.max(0, view.height - 120));
 }
 
 /** The tallest a panel may be here before it has to scroll its own body. */
diff --git a/src/tailwind.css b/src/tailwind.css
index 6c49ae2..97224d7 100644
--- a/src/tailwind.css
+++ b/src/tailwind.css
@@ -102,7 +102,12 @@
 }
 
 .bcal-root {
+  box-sizing: border-box;
   height: 100%;
+  /* The phone's navbar floats over the leaf rather than shortening it, so the
+     last row of the list would sit underneath it. The view measures how much
+     and sets this; on a desktop it stays 0. */
+  padding-bottom: var(--bcal-inset-bottom, 0px);
   font-family: var(--font-interface);
   font-size: var(--text-sm);
   color: var(--foreground);
diff --git a/src/view.ts b/src/view.ts
index 053a9fb..5a64c58 100644
--- a/src/view.ts
+++ b/src/view.ts
@@ -1,13 +1,20 @@
 import { ItemView } from "obsidian";
 import type { WorkspaceLeaf } from "obsidian";
 import { mount, unmount } from "svelte";
+import { BOTTOM_BARS, insetFor } from "./lib/inset";
+import type { Rect } from "./lib/inset";
 import App from "./ui/app.svelte";
 import type BeaverCalendarPlugin from "./main";
 
 export const VIEW_TYPE_BOARDS = "beaver-calendar-boards";
 
+// The keyboard and the navbar both animate. Rather than guess how long that
+// takes, the inset is re-measured every frame until the reading holds still.
+const STEADY_FRAMES = 4;
+
 export class BoardsView extends ItemView {
   private root: Record<string, unknown> | null = null;
+  private settling: number | null = null;
 
   constructor(
     leaf: WorkspaceLeaf,
@@ -51,6 +58,25 @@ export class BoardsView extends ItemView {
       }),
     );
 
+    this.registerEvent(this.app.workspace.on("resize", () => this.settle()));
+    this.registerEvent(
+      this.app.workspace.on("layout-change", () => this.settle()),
+    );
+    // The keyboard shrinks the visual viewport without resizing the layout, so
+    // no workspace event fires - and in a sidedock none fires at all.
+    const vv = window.visualViewport;
+    if (vv) {
+      const onViewport = () => this.settle();
+      vv.addEventListener("resize", onViewport);
+      vv.addEventListener("scroll", onViewport);
+      this.register(() => {
+        vv.removeEventListener("resize", onViewport);
+        vv.removeEventListener("scroll", onViewport);
+      });
+    }
+    this.registerDomEvent(this.contentEl, "focusin", () => this.settle());
+    this.registerDomEvent(this.contentEl, "focusout", () => this.settle());
+
     await this.plugin.store.reloadAll();
     this.root = mount(App, {
       target: this.contentEl,
@@ -61,6 +87,57 @@ export class BoardsView extends ItemView {
         component: this,
       },
     });
+    this.settle();
+  }
+
+  /**
+   * Re-measure until the viewport stops moving: the keyboard animates both
+   * ways, Obsidian hides its navbar while it is up, and a frame loop needs
+   * neither a duration to guess nor an event that a sidedock never sends.
+   */
+  private settle(): void {
+    if (this.settling !== null) return;
+    let last = Number.NaN;
+    let steady = 0;
+    const tick = () => {
+      const inset = this.inset();
+      steady = inset === last ? steady + 1 : 0;
+      last = inset;
+      if (steady >= STEADY_FRAMES) {
+        this.settling = null;
+        return;
+      }
+      this.settling = requestAnimationFrame(tick);
+    };
+    this.settling = requestAnimationFrame(tick);
+    this.register(() => {
+      if (this.settling !== null) {
+        cancelAnimationFrame(this.settling);
+        this.settling = null;
+      }
+    });
+  }
+
+  /** Pads the view clear of the navbar and the keyboard. */
+  private inset(): number {
+    const box = this.contentEl.getBoundingClientRect();
+    if (box.height <= 0) return Number.NaN;
+
+    const bars: Rect[] = [];
+    for (const selector of BOTTOM_BARS) {
+      const node = document.querySelector<HTMLElement>(selector);
+      if (node && node.offsetParent !== null) {
+        bars.push(node.getBoundingClientRect());
+      }
+    }
+    const vv = window.visualViewport;
+    const inset = insetFor(
+      box,
+      bars,
+      vv ? { height: vv.height, offsetTop: vv.offsetTop } : null,
+    );
+    this.contentEl.style.setProperty("--bcal-inset-bottom", `${inset}px`);
+    return inset;
   }
 
   async onClose(): Promise<void> {
diff --git a/tests/inset.test.ts b/tests/inset.test.ts
new file mode 100644
index 0000000..24e669c
--- /dev/null
+++ b/tests/inset.test.ts
@@ -0,0 +1,68 @@
+import { describe, expect, it } from "vitest";
+import { BOTTOM_BARS, insetFor } from "../src/lib/inset";
+import type { Rect } from "../src/lib/inset";
+
+const rect = (over: Partial<Rect> = {}): Rect => ({
+  top: 0,
+  left: 0,
+  right: 390,
+  bottom: 780,
+  height: 780,
+  ...over,
+});
+
+// A phone: 780 tall, a 56px navbar floating over the bottom, 340px of keyboard.
+const NAVBAR = rect({ top: 724, bottom: 780, height: 56 });
+
+describe("insetFor", () => {
+  it("clears nothing when the view stands alone", () => {
+    expect(insetFor(rect(), [], null)).toBe(0);
+  });
+
+  it("clears the navbar that paints over the view", () => {
+    expect(insetFor(rect(), [NAVBAR], null)).toBe(56);
+  });
+
+  it("clears the keyboard, which shortens no layout", () => {
+    expect(insetFor(rect(), [], { height: 440, offsetTop: 0 })).toBe(340);
+  });
+
+  it("takes the deeper of the two rather than their sum", () => {
+    // The navbar hides behind the keyboard while it is up.
+    expect(insetFor(rect(), [NAVBAR], { height: 440, offsetTop: 0 })).toBe(340);
+  });
+
+  it("comes back to the navbar once the keyboard goes", () => {
+    expect(insetFor(rect(), [NAVBAR], { height: 780, offsetTop: 0 })).toBe(56);
+  });
+
+  it("ignores a bar that sits beside the view, not over it", () => {
+    const sidedock = rect({ right: 300 });
+    const statusBar = rect({
+      top: 760,
+      bottom: 780,
+      height: 20,
+      left: 700,
+      right: 980,
+    });
+    expect(insetFor(sidedock, [statusBar], null)).toBe(0);
+  });
+
+  it("measures from where the visible area starts", () => {
+    expect(insetFor(rect(), [], { height: 440, offsetTop: 100 })).toBe(240);
+  });
+
+  it("says nothing about a view with no height yet", () => {
+    expect(insetFor(rect({ height: 0, bottom: 0 }), [NAVBAR], null)).toBe(0);
+  });
+
+  it("never returns a negative inset", () => {
+    const short = rect({ bottom: 300, height: 300 });
+    expect(insetFor(short, [], { height: 780, offsetTop: 0 })).toBe(0);
+  });
+
+  it("names the bars that float rather than make room", () => {
+    expect(BOTTOM_BARS).toContain(".mobile-navbar");
+    expect(BOTTOM_BARS).toContain(".status-bar");
+  });
+});
diff --git a/tests/place.test.ts b/tests/place.test.ts
index a0ae705..03223cc 100644
--- a/tests/place.test.ts
+++ b/tests/place.test.ts
@@ -1,5 +1,5 @@
 import { describe, expect, it } from "vitest";
-import { onScreen, place, roomFor } from "../src/lib/place";
+import { onScreen, place, roomFor, viewport } from "../src/lib/place";
 import type { Box } from "../src/lib/place";
 
 const VIEW = { width: 1280, height: 800 };
@@ -95,3 +95,41 @@ describe("roomFor", () => {
     expect(roomFor({ width: 390, height: 60 })).toBeGreaterThan(100);
   });
 });
+
+// Obsidian's phone navbar is not part of the visual viewport - it floats over
+// it - so a panel sized to the viewport still ends up underneath it.
+describe("viewport minus the floating navbar", () => {
+  function fakeWin(navbarTop: number | null, height = 780): Window {
+    const bar = {
+      getBoundingClientRect: () => ({
+        top: navbarTop ?? 0,
+        bottom: height,
+        height: height - (navbarTop ?? 0),
+        left: 0,
+        right: 390,
+      }),
+      offsetParent: {},
+    };
+    return {
+      innerWidth: 390,
+      innerHeight: height,
+      visualViewport: { width: 390, height, offsetTop: 0, offsetLeft: 0 },
+      document: {
+        querySelector: (selector: string) =>
+          selector === ".mobile-navbar" && navbarTop !== null ? bar : null,
+      },
+    } as unknown as Window;
+  }
+
+  it("takes the navbar off the bottom", () => {
+    expect(viewport(fakeWin(724)).height).toBe(724);
+  });
+
+  it("leaves the height alone with no navbar in the way", () => {
+    expect(viewport(fakeWin(null)).height).toBe(780);
+  });
+
+  it("still leaves a usable strip if a bar somehow covers everything", () => {
+    expect(viewport(fakeWin(0)).height).toBeGreaterThanOrEqual(120);
+  });
+});